Kaching silently reads your bank SMS, emails, and wallet notifications — then categorizes every transaction automatically. You never type a thing. Your data never leaves your phone.
Free forever. No ads. No bank login required. Some features require Pro or Ultra.
No bank sync. No email forwarding. No cloud.
Just install and go.
Bank SMS comes in. Amount, merchant, category — logged before you unlock your phone.
Pro Android onlyGrabPay, PayNow, Shopee, Touch 'n Go, GCash, Dana, GoPay, KakaoPay, PromptPay — captured straight from the notification.
Pro Android iOS: Apple WalletGmail, Outlook, Yahoo — connect multiple accounts. Receipts and e-statements scanned on-device. Nothing leaves your phone.
ProSpent in MYR, THB, or JPY? Auto-converted to your home currency with live rates.
FreeSame transaction from SMS and email? Caught and merged. No double-counting.
FreeNo cloud, no account, no server. Your financial data never leaves your phone.
FreeMerchant, amount, date — parsed and categorized automatically.
FreeSnap a receipt. On-device AI reads the total, merchant, and date — done.
FreeSee where your money goes — by category, merchant, or month. One tap.
Free AI Insights: UltraSet limits by category. Get warned before you overspend.
UltraOne tap to Excel, CSV, or JSON. Your data, your way.
ProEnd-to-end encrypted sync across devices. Share one account with your partner or family.
UltraPIN, fingerprint, face unlock. Your data stays encrypted on your device.
FreeAvailable on Android. iOS coming soon.
Grant SMS, notification, and email access. Kaching only reads financial messages — everything else is ignored.
Every bank SMS, e-wallet notification, and email receipt is captured automatically — no manual entry needed.
Charts, categories, budgets, trends — all populated automatically. Know exactly where your money goes.
No hidden fees. No forced subscriptions. Upgrade only if you want more.
There's no server collecting your transactions. We built it that way on purpose.
SMS, notifications, and emails are parsed on your phone. No text is sent to any server.
No Firebase Analytics, no Mixpanel, no ad SDKs. We don't track what you buy.
Credentials stored in Android Keystore (AES-256-GCM) or iOS Keychain. PIN hashed with PBKDF2.
Only Ultra subscribers who explicitly enable it. End-to-end encrypted. You can delete anytime.
Only runs when you toggle it on. Shows a consent dialog first. Aggregated data only — never raw text.
Original SMS/notification text is purged after 24 hours. Only structured data (amount, merchant, category) is kept.
No. Kaching only processes messages from known bank senders and financial notification patterns. Personal messages are ignored entirely — they never even reach the parser.
Yes. SMS and notification capture work fully offline. Internet is only needed for email scanning (to connect to your mail server), currency conversion rates, and optional cloud sync.
Kaching uses pattern-based parsing, not bank-specific integrations. It works with any bank that sends SMS or email transaction alerts — Maybank, HSBC, Citibank, Standard Chartered, Bank of China, and hundreds more worldwide.
Many e-wallets (GrabPay, Shopee, Touch 'n Go) don't send SMS — they only show app notifications. Notification listener captures these. You choose exactly which apps Kaching monitors.
IMAP passwords are stored in Android Keystore (hardware-backed AES-256-GCM encryption) or iOS Keychain. They never leave your device and are not readable by other apps.
Yes. Export to Excel (.xlsx), CSV, or JSON anytime from Settings. Pro feature. Your data is yours — no lock-in.
All local data is deleted with the app. If you have cloud sync enabled (Ultra), your data is backed up and can be restored on reinstall.
Coming soon. iOS doesn't allow SMS interception, so the iOS version will focus on Apple Wallet capture, email scanning, manual entry, and receipt OCR.
Download Kaching and never log an expense by hand again.
Android first. iOS coming soon.